KB Kookmin Card, Introduce credit rating services for individual businesses
KB Kookmin Card, Introduce credit rating services for individual businesses
  • 박상인
  • 승인 2020.08.06 20:34
  • 최종수정 2020.08.06 18:45
  • 댓글 0
이 기사를 공유합니다

This article is translated by AI company Flitto and Infostock Daily using neural machine translation technology.
Photo=KB Kookmin Card

[Infostock Daily= Reporter Park Sang-In] KB Kookmin Card released ‘Credit Tree’, a credit rating service for individual businesses, on the 6th.

Credit Tree is a credit rating service for small business owners and self-employed people who have difficulty using institutional financial companies due to lack of credit rating information. It was designated as an innovative financial service by the Financial Services Commission last November.

In order to overcome the limitations of existing credit evaluations, which are mainly focused on the financial performance of individual businesses, various data such as corporate credit information, sales performance based on credit card payment information, commercial competitiveness, business feasibility information, real estate and non-financial alternative information are utilized for credit evaluation. It also reflects external data such as personal and SOHO credit information of affiliated financial institutions. KB Kookmin Card re-evaluated individual businesses that received 7 or lower grades from existing credit rating agencies, and more than half received 4 to 6 grades. Some even received grades 1 to 3.

Reporter Park Sang-In si2020@infostock.co.kr


댓글삭제
삭제한 댓글은 다시 복구할 수 없습니다.
그래도 삭제하시겠습니까?
댓글 0
댓글쓰기
계정을 선택하시면 로그인·계정인증을 통해
댓글을 남기실 수 있습니다.